What can I afford?
Mortgages can be a mind-field, and a daunting prospect especially for a first-time buyer. We can give advice on who to speak to, in order to work out your finances.
How much does it cost to move?
We are here to help you through this process and can provide a budget planner.
Where shall I buy?
When buying your home or investment property the right location is so important. At Hammond & Smith we will help you find your ideal home.
How do I know my property is valued at the right price?
This is not our way at Hammond & Smith. We will give you truthful advice on what your property is worth and if we feel small improvements would help increase your property value or chances of selling, we will be honest with you.
How do I make an offer on a property?
When you make an offer, we will ask for your mortgage agreement in principle and proof of deposit.
Should I offer on a property if I haven’t sold?
What happens once my offer is accepted?
Your solicitor will then work with us and you to complete the house purchase. This stage can often be stressful, but we will be with you every step of the way.
Do I need a survey?
This might be carried out as a request by your mortgage lender and often a process completed by them. Or you may choose to appoint your own homebuyers or full structural survey for a more detailed inspection.
We will help give advice and suggest things to consider when making this choice.
How long does it take?
Factors that can affect the length of a house purchase or sale include the number of properties involved in the sale chain, issues arising from surveys, and concerns found within searches (e.g. drainage, local and environmental).
When can I get my keys?
At this stage, you would agree to your completion date which is the date you get your keys and the property is yours! On average, there are 14 days between exchange and completion.
What Our Clients Say
I would recommend hammond & smith to anyone in epping and local areas to sell or let their property, professional service from start to finish. Joe in particular was helpful every step of the way from selling us the property to finding us the perfect tenant!
Wishing you every success Jonjo and Alison!